Association Plans


Brown & Brown of Washington has a fifty plus year history of expertise in designing, developing and managing Association and Multiple Employer programs. Brown & Brown serves as Program Manager for more Association Plans than any other Broker/Consultant in Washington State, a fact we take great pride in and have worked very hard to achieve.

Our Association Plans range from single entity Associations to Multi-Association Trusts containing thousands of participating employees. Typically, these programs include a full range of products, often with multiple options for each line of coverage offered. Most programs offer multiple plan choices for medical, dental, vision, life insurance and AD&D, long-term disability coverage. Some programs choose to also include a host of voluntary lines of coverage including accident, illness, legal, pet, auto and home insurance.

B&B has both the experience and carrier relationships to effectively manage and grow these comprehensive programs.

As Program Manager we provide:
  • Thorough analysis of current plans, funding arrangements and possible alternatives.
  • Strategic planning assistance, which reflects the Association’s philosophy and goals.
  • Extensive expertise with the increased complexity associated with Healthcare Reform at the federal and state levels.
  • Marketing strategies that promote growth and plan sustainability.
  • Negotiation of the best pricing possible for desired outcomes, based on our quality relationships with vendors.
  • Enhanced communications to employees, including meetings and written materials.
  • A dedicated B&B account team made up of Association and MEWA experts.
  • Organized management reports, which concisely summarize monthly claims results.
  • Advocacy for employees, the employer and the Association plan sponsor on claims issues and benefit questions.
  • Technical support for compliance issues and ongoing updates on new legislation or regulations.